Access our range of brochures, portfolios and guides about what we do

Whether you are an adviser or client, find resources below to support you.

IFA Documents
Introduction Form Our introduction form is used by IFAs when submitting new business and further business to us via their chosen platform. This form allows us to register and track the investment.	View
Investment Summary Our Investment Summary is a client facing document that explains our service and our costs to an investor.	View
Investment Policy Our Investment Policy Statement is a client facing document that explains the expectations, benchmarking and risks associated with our portfolios.	View
Target Market Assessment Crossing Point has defined target markets to help investors assess whether a specific portfolio in the Crossing Point Portfolio Management Service might be a suitable investment.	View
Costs & Charges The costs and charges for each of our portfolios at the end of each month are detailed for both our current allocations which have been based on our trend-following recommendations and the default allocations if we were fully invested.	View
Due Diligence Our due diligence document provides insight into our business and investment management.	View
Suitability Document This document can assist with your regulatory requirements to confirm suitability of your recommendation. Other areas of our website will provide information that is regularly reviewed and updated.	View

Client Documents
Guardian Trend Following During A Crisis Guardian trend following during a crisis document shows how the strategy worked in back testing during the 2008 crisis and live through the Covid-19 crisis.	View
Drops and Recovery Greater reductions in portfolio value require even larger gains to break even again. This document displays the subsequent percentages needed to recover from a loss.	View
Trend Following Research and Examples This document gives a brief overview of a few key academic articles which have researched trend following, as known as time series momentum, through the use of moving averages and crossovers.	View
Financial Ratios Explained Financial ratios explained can be used to give a quick overview of the some of the financial indicators to clients.	View
Sequence of Returns Risk This document demonstrates the impact that the sequence of positive and negative rates of return can have on an investment.	View
Impact of Cost This document demonstrates the impact high costs can have on the final value of an investment.	View
Guardian Decumulation Strategy The Guardian decumulation strategy document displays the effectiveness of the Guardian portfolios as a decumulation strategy.	View
Guide to Retirement Income This document is a guide to retirement income portfolios and details a 3-way portfolio split between short, medium, and long-term objectives.	View