We benchmark each Multi-Asset Portfolio against the most relevant Investment Association Mixed Investment sector to evidence our performance.

Risk controlled multi-asset portfolios

We offer a range of twelve risk-adjusted managed portfolios. They have been created for different types of investors with differing risk levels and investment strategies.

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Guardian Portfolios

Our five Guardian portfolios do not rely upon static buy and hold strategies. We use our advanced algorithms to monitor and signal when to buy, hold or sell capital assets. Our systems are designed to allow us to participate in up-markets and reduce exposure to down markets aimed at providing consistent returns at lower risk and lower cost.

Each geographic equity sector is monitored individually. We may completely or partially exit one market and retain another depending on the positive or negative signals from that particular market sector. If we have sold out of a specific equity exposure, our monitoring system will signal when to reinstate that particular position as conditions become more favourable.

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Green Path Portfolios

Our three Green Path portfolios have been created with the three core principles of environmental, social and governance in mind. These have been designed to be globally diversified portfolios for those looking for a positive approach to sustainable investment without compromising their principles.

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Heritage Portfolios

Our four Heritage portfolios use investment trusts allowing for further diversification than would be allowed through the use of unit trusts or ETFs. These are designed for investors with a longer investment horizon and provide the advantage or reduced investment fund fees.

Across all of our ranges, we are fund selectors, asset allocators, market monitors and tactical traders.

How we work?

We work to ensure that the funds we select are some of the lowest cost index tracking funds available for each market. We also actively minimise our costs and keep our fees low compared to other DFMs.

For Guardian and Green Path ESG portfolios, we base our investments on respected asset allocation models with an additional trend following overlay. Trend following has been shown to smooth returns through the reduction of volatility, drawdown and sequencing risk. It has also been shown to outperform over entire market cycles. Trend following's strength is its ability to signal a sustained market drop. These portfolios are designed to reduce the impact of a fall in equity markets while also investing in an equity asset allocation when markets are rising.

Our Heritage portfolios invest in investment trusts which increase the diversity of underlying investments while also providing a reduction in fees compared to OEICs. Due to the nature of investment trusts longer investment periods are required and it is therefore not practical to use a trend following overlay.

All of our portfolios benefit from both low-cost investments and our low fees. Please contact us for more information about any of our investment strategies.

Our Latest Investment News

Heritage Portfolios, a low-cost actively managed portfolio service designed for long-term capital growth through the use of investment trusts.

Heritage Asset Allocation Update
May 2020

We have decided to make some strategic changes to the asset selection within our Heritage range of investment trust portfolios. We are doing this a little earlier in the year than we expected due t...

monthly portfolio update

Crossing Point Update
May 2020

At our investment committee meeting this morning, we decided to again hold our current Guardian investment allocation. Although there was an increase in market values early last week, by Thursday a...

The benefits of Investment Trusts

Crossing Point Update

At our weekly video conference investment management committee meeting earlier this week, we decided to maintain rather than extend our current equity exposure.