Fusion Portfolios

A fusion of passive and active funds within a tactically traded portfolio service designed for diversity, growth and risk control.

Our unique, tactically managed portfolio service is conceived to help protect investment and pension portfolios from large stock market falls, mitigate sequence of returns risk and reduce volatility allowing investors greater confidence in consistent returns.

Our five Fusion portfolios bring together low-cost index-tracking funds and leading active fund managers covering major markets and sectors not often covered by mainstream index-tracker funds. This portfolio range is aimed to achieve diversity, growth and risk control by smoothing longer term returns which will allow Financial Advisers to plan with greater accuracy and confidence. Our portfolios are designed to assist in an efficient, reliable, low-cost accumulation investment and pension strategy.

Reduced volatility

Smoother long-term returns, supporting more accurate cash flow modelling.

Diversified growth

A strategy focused on diversified capital growth.

Avoiding maximum drawdown

Protecting investment and pension assets in times of market stress.

Key Objectives

  • Focuses on growth and capital preservation
  • Reduces Volatility
  • Smooths long-term returns supporting more accurate cash flow modelling
  • Diversified assets in active and passive funds
  • Reduces maximum drawdown
  • Protects assets in times of market stress
At any one time, based upon our tactical trading signals, each Fusion portfolio may hold an equity allocation between the published maximum and nil.
Tomiko Evans Chief Investment Officer

Tomiko Evans

Chief Investment Officer
Fusion Defensive Portfolio

Defensive Portfolio

The Fusion Defensive Portfolio is a blended, tactically-traded passive and active growth strategy. It is aimed at medium to long- term investors who are seeking a cautious investment that has a genuine prospect of capital growth.

Read More
Fusion Defensive Portfolio

Cautious Portfolio

The Fusion Cautious Portfolio is a blended, tactically-traded passive and active growth strategy. It is aimed at medium to long-term investors who are seeking a relatively cautious investment that has a genuine prospect of capital growth.

Read More
Fusion Balanced Portfolio

Balanced Portfolio

The Fusion Balanced Portfolio is a blended, tactically-traded passive and active growth strategy. It is aimed at medium to long-term investors who are seeking capital growth from a diversified portfolio of mainly equity investments.

Read More
Fusion Strategic Portfolio

Strategic Portfolio

The Fusion Strategic Portfolio is a blended, tactically-traded passive and active growth strategy. It is aimed at medium to long-term investors who are seeking capital growth from a diversified portfolio of mainly equity investments.

Read More
Fusion Adventurous Portfolio

Adventurous Portfolio

The Fusion Adventurous Portfolio is a blended, tactically-traded passive and active growth strategy. It is aimed at medium to long-term investors who are seeking capital growth from a speculative portfolio of mainly equity investments.

Read More

Decumulation Strategy

The predicament faced by income seeking investors is downside sequence of returns risk and the potential impact this has on future capital values and income withdrawals.

A very real danger to long-term income investors is the potential damaging impact of early falls in a pension fund value causing a reduction in long-term capital values, also known as sequence of returns risk. This impact is magnified when income withdrawals are needed creating a ‘double’ fall in values. Research into sequencing risk shows that an early fall in an investment creates a long-term impact on capital values which can aff ect the long-term viability of income withdrawals. Also during decumulation, the process of selling the underlying assets for income when the market is falling has a greater impact on the reduction of the underlying capital.

The Crossing Point Fusion portfolios seek to minimise sequence of returns risk, volatility and maximum drawdowns by smoothing long-term returns through the combined use of asset allocation and trend-following tactical trading. This double layer of volatility control allows financial advisers to plan ahead with greater accuracy over future returns.

Crossing Point Fusion strategies are designed to protect capital values of income paying portfolios allowing retired investors to take an income from a portfolio with greater confidence.

Examples of how trend-following strategies work

Image Description

Guardian Trend Following During A Crisis

Guardian trend following during a crisis document shows how the strategy worked in back testing during the 2008 crisis and live through the Covid-19 crisis.

Guardian Trend Following
Image Description

Guardian Decumulation Strategy

The Guardian decumulation strategy document displays the effectiveness of the Guardian portfolios as a decumulation strategy.

Guardian Decumulation Strategy
Image Description

Sequence of Returns Risk

This document demonstrates the impact that the sequence of positive and negative rates of return can have on an investment.

Sequence of Returns Risk

Read More Investment Views from our blog

Guardian Portfolios - A low-cost tactically traded portfolio service design to grow and protect investment and pension assets by smoothing long-term returns.

Guardian Trade Update

Last week volatility and values in equity markets reached levels last seen in April. The large jump in coronavirus cases has led to lockdowns throughout Europe and the UK causing equity markets to...